Zelf is super-fast banking in messengers. Hey! I am sending you 5€ as a gift to your Zelf card.

Hey! I am sending you 5€ as a gift to your Zelf card.

Zelf is super-fast banking in messengers.⚡️Send and receive money easily by text or voice with no fees.

How to  Join
Just open your favourite messenger: WhatsApp, Telegram, Viber or Facebook Messenger (WeChat, Line and Discord - next), look up Zelf in your chat list and send us ‘hi’ or anything else 👋

Zelf will ask you for your full name and phone number. After receiving an SMS with code and verifying you are good to go. Your account is set up. That simple!

Join me and get your 5€ boost here 👇😉


Join Here

New Secure and save browser, browse thw web without the adds and information theft. Brave Browser

You deserve a better Internet.

So we reimagined what a browser should be.

It begins with giving you back power. Get unmatched speed, security and privacy by blocking trackers. Earn rewards by opting into our privacy-respecting ads and help give publishers back their fair share of Internet revenue.

New Secure and save browser, browse the web without the adds and information theft.

Tor is also embade in it for safer and anonymous browsing when ever you want.

Download the Browser

Coronavirus Stimulus Is More Than Twice Crypto's All-Time Market Cap High

The U.S. coronavirus stimulus package dwarfs cryptocurrency’s all-time market cap high by 240%.

2721 Total views

71 Total shares

Listen to article

1:37

The U.S government recently unleashed a $2 trillion stimulus package to help Americans offset the economic impact of COVID-19. That figure is more than double the amount of all the speculative capital locked up in the entire cryptocurrency market during its 2018 peak. 

Cryptocurrency at large — Bitcoin, Ethereum, Litecoin, and everything else — collectively reached its all-time market cap high in January 2018, totaling $831 billion according to CoinMarketCap data.

The U.S. stimulus bill in response to coronavirus is 240% larger by comparison.

Righting the economic ship

Over the last two months, the U.S. government evaluated a number of ways to pump life into an economy stalled by coronavirus prevention. Several rounds of capital injections ensued, one of which saw the U.S. Federal Reserve print a fresh $1.5 trillion in mid-March.

That month ended with President Trump approving the $2 trillion stimulus package, which included sending funds to citizens and companies in various capacities. While some speculated the stimulus would increase the demand for Bitcoin, early signs from the asset’s price have not shown any great cause for excitement. BTC still sits fairly range-bound at press time, near a price of $6,880.

U.S. stimulus efforts show just how small the cryptocurrency space is by comparison. With a market cap of $199 billion at the time of this writing, the world’s digital asset ecosystem holds significant room for growth, especially considering all the money in circulation.

Courtesy By: https://cointelegraph.com/news/coronavirus-stimulus-is-more-than-twice-cryptos-all-time-market-cap-high

A Major Chinese Bank Unveils the Banking Sector’s First Blockchain White Paper

The Industrial and Commercial Bank of China has a lot of positive opinions on blockchain technology.

4340 Total views

149 Total shares

Listen to article

1:38

The Industrial and Commercial Bank of China (ICBC) has released a white paper on blockchain technology applications in finance. According to Sina Finance, the paper is the first of its kind in the banking sector. 

The document analyzes the current pain points in the financial sector, and compares Chinese trends in blockchain development to those taking place overseas. It pointed out that finance is the most commonly explored area for blockchain-powered applications: 

“There are 420 blockchain information and services providers registered in China. There are 72 firms offering blockchain-based financial services, 17 percent of the total, and they have registered 120 types of financial services.”

Moving forward as planned 

ICBC, the world's largest lender by assets, has conducted research and explored integrating blockchains with big data, artificial intelligence, the internet of things, and 5G technology since 2016.

According to the report, the bank has already created an enterprise-level blockchain platform and launched services to track transactions during the pandemic. Those services are now integrated into the Red Cross Society of China’s Guangxi Branch and the Zhuhai Charity Federation. It will also be introduced to other Chinese charities in the near future.

The bank also believes that blockchain technology can help transform sectors such as supply chain finance, trade financing, fund management, payment management, payment settlement and digital assets. 

As Cointelegraph previously reported, the central bank of China already took the global lead in testing its CBDC in four cities.

Coutesy By: https://cointelegraph.com/news/a-major-chinese-bank-unveils-the-banking-sectors-first-blockchain-white-paper

Dutch Central Bank ‘Ready to Play a Leading Role’ with Digital Euro

The Dutch central bank says The Netherlands is well placed to develop and trial a digital Euro.

5228 Total views

158 Total shares

Listen to article

2:12

The Dutch central bank wants to be the proving ground for central bank digital currencies (CBDCs) in the European Union.

In a 45-page report released by the bank on April 21, the De Nederlandsche Bank (DNB) said it was “ready to play a leading role” with research and development into its own digital currency as well as a Europe-wide digital currency.  

A digital Euro is expected to make cross-border payments faster and cheaper for all member states who participate. The Netherlands would be a suitable testing ground, the report said. 

Though not the primary target of the report, the DNB singled out cryptocurrency Libra as a possible threat to monetary stability and conceded it was “the reason why the DNB and other central banks are now considering issuing their own digital currency.”

Use of physical currency declining 

According to the report, the move is partly in response to the decreasing use of paper money and coins in the Netherlands. Nearly two thirds of all payments in the nation are digital.

In developing a digital currency, the DNB report questions “whether central banks should provide a new type of money that is better attuned to the needs of citizens and firms."

Digital solutions for pandemic

With the pandemic measures shutting down many businesses worldwide, the DNB report notes that those that remain open are avoiding physical cash:

“Many stores now ask clients specifically not to pay in cash, which effectively means that only private money is accepted.”

As the money we use becomes more risky — both physically due to the risk of passing on COVID-19 and financially due to an uncertain economic future — the race for CBDCs is accelerating. 

The People’s Bank of China issued a statement on April 4 saying that it will “undoubtedly continue” its CBDC development, calling a digital yuan one of its “top priorities.” Both South Korea and Sweden launched pilot programs to assess the feasibility of issuing a CBDC. 

Netherlands leading the CBDC charge

EU members like France have recently begun experimenting with a digital euro, with even the European Central Bank president supporting the bank’s involvement developing a CBDC. However, as the DNB report notes, any decision on a digital Euro would require cooperation between member states.

Courtesy By: https://cointelegraph.com/news/dutch-central-bank-ready-to-play-a-leading-role-with-digital-euro